$4,873

Avg. Federal Grant

$5,108

Avg. Federal Loan

$24,591,477

Total Aid Awarded

Bergen Community College Financial Aid and Scholarships

Students Receiving Aid Percent of Students Receiving Financial Aid.

34%

Total Aid Amount Average Total Aid Awarded per year.

$24.591M

Financial Aid Official Website

www.bergen.edu/fa

Bergen Community College aims to provide education to every student who aspires to learn, They want to make sure that financial difficulties do not come in the way of quality education. To ensure that, the college provides various scholarships and aid to its students. Last year, 34% of the students availed financial aid and scholarships with an average aid of $5,108

To become eligible for one, you need to fill the FAFSA to determine eligibility and receive financial assistance.

Bergen Community College FAFSA code is 004736. The Bergen Community College Office of Financial Aid is within the Student Services Division and seeks to provide high-quality service that consistently exceeds the expectations of students and families. 

Bergen Community College Financial Aid Office

Phone - (201) 447-7148
Email - financial.aid@bergen.edu

PARAMUS Campus:

Pitkin Education Building
400 Paramus Road
Paramus, NJ 07652

Financial Aid Breakdown

Student Receiving Aid

Federal Grant Aid

46%

State Grant Aid

21%

Institution Grant Aid

N/A

Pell Grant

46%

Average Aid Awarded

Federal Grant Aid

$4,873

State Grant Aid

$2,577

Institution Grant Aid

N/A

Pell Grant

$4,816

These are the following different financial aid available to students. 

  • Direct Loan Program - Direct Loans are low-interest loans for students and parents to help pay for the cost of your college education. The lender is the U.S. Department of Education (DOE) rather than a bank or other financial institution. Last year, 46% of students opted for federal aid with an average amount of $ 4873. 

  • Grants are forms of aid that do not have to be repaid. They are awarded to students who show financial need on the FAFSA. Students who attend Bergen Community College may be eligible for the following grants such as Federal Pell Grants, Federal Supplemental Educational Opportunity Grant (FSEOG), and New Jersey Tuition Assistance Grant (TAG).

  • Federal Work-Study - Federal Work-Study is a federally-funded program for students who need financial assistance with educational expenses.

  • Various scholarships like New Jersey Student Tuition Assistance Reward Scholarship (NJ STARS)and Bergen Community College Foundation Scholarships are also available.

  • Military aid is another option that can be opted for in this College.

Federal Aid based on Family Income

Family Income

Average Federal Aid Per Year

Under $30,000

$6,382

$30,001 - $48,000

$5,838

$48,001 - $75,000

$2,444

$75,001 - $110,000

$501

Over $110,000

$164

The requirement of finances varies with family income. As we move to the higher bracket of family income, the requirement for aid reduces.

That's exactly why most of the students with family income above 110k do not need financial aid. On the other hand, students with family income below 48k pay most of their tuition fees with financial aid. 

Student Loans for Bergen Community College

Average Loan Amount Average Loan Amount received per year.

$5,323/Year

Students Taking Out Loans

25%

Loan Default Rate

13.2%

Apart from the federal and instituional grants, many studnets also take help of student loan to pay their fee. Last year, 25 % students took assistance of student loan to pay their fee. 

The loan default rate od Bergen Community College is 13.2 % which is higher than the national average. 

Minumum Credit ScoreApply in as little asVariable APRFixed APR
Discover Student LoansNot Available15 minutes or less2.954.74 View disclosures
Credible6202 minutes5.38%-16.99%14.43%-16.99%1 View disclosures
Sallie MaeNot Available15 minutes1.13% - 11.23%¹ (with autopay)3.50% - 12.60%¹ (with autopay) View disclosures

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