OVERVIEW PROGRAMS AND TUITION ADMISSIONSFINANCIAL AID

East Mississippi Community College Financial Aid and Scholarships 2022

East Mississippi Community College is a public university located in Scooba, MS. It was in 1927 when the East Mississippi Community College was founded. Red, black and white are the official colors of the East Mississippi Community College. Across all the courses offered at East Mississippi Community College, the enrolment stands at 3,832. The school has a total of 182 academic staff. These faculty teach different courses to the students. Around 86% of the students are 24 and under at East Mi

East Mississippi Community College Financial Aid and Scholarships

Students Receiving Aid Percent of Students Receiving Financial Aid.

64%

Total Aid Amount Average Total Aid Awarded per year.

$13.165M

Financial Aid Official Website

www.eastms.edu/admissions/financial-aid/index.html

It is interesting to note that, every year, around 92% of students at EMCC receive some kind of financial aid, while the total amount of assistance/loans provided is $5,035,001. More information regarding the financial assistance schemes can be accessed on EMCC’s official financial aid page at http://www.eastms.edu/admissions/financial-aid/index.html. At EMCC, the total percentage of applicants who receive the Federal Grant stands at 69%. Meanwhile, 91% of the applicants receive the Student Grant and 43% are awarded the Institution Grant, while 69% of the students get the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $5,809, while the same comes to $591 for State Grant receivers and $3,498 for Institution Grant awardees. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $5,349. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. Candidates are also required to repay these loans within a given period. At EMCC, an estimated number of 36% of the applicants choose to go for student loans.

Financial Aid Breakdown

Student Receiving Aid

Federal Grant Aid

68%

State Grant Aid

26%

Institution Grant Aid

47%

Pell Grant

68%

Average Aid Awarded

Federal Grant Aid

$5,685

State Grant Aid

$610

Institution Grant Aid

$2,917

Pell Grant

$5,628

The following data can be of use to guide your thought process. The average amount of Federal Loan sums up to an amount of $4,257. The total aid generally received by the students is $13,164,997. Only 64% of students receive such loans.

The federal and Pell grant percentage is about 68% and is an amount of $5,685 and $5,628 respectively. The state aid grant provided turns out to be around $610 only which is received by 26% students. The institutional grants however are $2,917 and it is offered to around 47% students.

When we talk about student loans, the average amount of student loans amount to $4,257 and around 37% students choose to avail students’ loans. The loan default rate is at 22%.

Federal Aid based on Family Income

Family Income

Average Federal Aid Per Year

Under $30,000

$6,895

$30,001 - $48,000

$6,678

$48,001 - $75,000

$4,175

$75,001 - $110,000

$1,944

Over $110,000

$2,430

We also present the financial aid amount to you on the basis of your family income range so that you can set your expectations accordingly.

If your family income range falls somewhere under $30,000 you can access financial aid up to a value of $6,895. In case you are between the range of $30,001 and $48,000 the amount up to which you may get financial aid is approximately $6,678. For a family income bracket of $48,001 to $75,000 you can get an aid of $4,175. If your income lies between $75,001 and $110,000 your financial aid goes down to $1,944.

Similarly, the further you go up the ladder in terms of income, the lower amount of financial assistance you are going to get. Any income ranging above $110,000 will fetch you an amount of East Mississippi Community College financial aid of about $2,430. The whole idea is to assist those who are more in need of financial aids.

Minumum Credit Score	Apply in as little as	Variable APR	Fixed APR
Not Available	15 minutes or less	2.95	4.74	View disclosures
620	2 minutes	5.38%-16.99%¹	4.43%-16.99%¹	View disclosures
Not Available	15 minutes	1.13% - 11.23%¹ (with autopay)	3.50% - 12.60%¹ (with autopay)	View disclosures

Minumum Credit Score

Apply in as little as

Variable APR

Fixed APR

Not Available

15 minutes or less

2.95

4.74

View disclosures

620

2 minutes

5.38%-16.99%¹

4.43%-16.99%¹

View disclosures

Not Available

15 minutes

1.13% - 11.23%¹ (with autopay)

3.50% - 12.60%¹ (with autopay)

View disclosures

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