OVERVIEWPROGRAMS AND TUITIONADMISSIONS FINANCIAL AID

Five Towns College Tuition and Fees

A private university by the name of Five Towns College is located in Dix Hills, New York. Around 31% of the students are females and 69% are males. Notably, Five Towns College is also home to an ethnically diverse student population. At FTC around 49% are white, 21% are Black or African American, and 14% belong to Hispanic ethnicity. Moreover, around 92% of the students are 24 and under. Some of the notable alumni which the school has produced in its several years of existence are Jon Bellion

$20,880

Tuition

$38,880

Cost of Attendance

$20,562

Net Price

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Five Towns College Tuition and Fees

Five Towns College is known for offering a wide range of undergraduate, postgraduate, and doctoral programs in a variety of streams, providing excellent training to students. Compared to the tuition fees charged at most institutions, the expense of education at FTC is quite moderate. The 2020 - 2021 official data shows that the estimated average cost for students pursuing undergraduate courses at Five Towns College comes to around $23,530, which includes tuition and other expenses as well. While housing costs $12,880, the charges for books and supplies and other expenses stand at $1,400 and $5,000, respectively.

Total Cost of Attendance

Student type	In-state	Out-State
Tuition & Fees	$21,280	$21,280
Book & Supplies	$1,400	$1,400
Room & Board cost	$12,600	$12,600
Other Expenses	$3,600	$3,600
Total Cost of Attendance	$38,880	$38,880

Students should understand that the tuition fees charged for their degree programs is not the only expense that is involved in the cost of attending the university. There are several other expenses that are involved in the cost of attending the university, which primarily includes housing, dining, textbooks, supplies, and the cost of living. For students attending the university, the total tuition and fees for one year add up to about $23,530. Apart from that, they should also pay an average amount of $1,400 toward books and supplies, $13,440 for room and boarding charges, and $5,000 toward other expenses in a year. So, the overall cost of attending FTC comes out to be about $43,370 per year, according to the most recent information available.

Average Net Price by Family Income

Net Price

$20,562

Family Income

Avg. Net Price

$0 to $30,000

$13,932

$30,001 to $48,000

$19,877

$48,001 to $75,000

$21,982

$75,001 to $110,000

$25,082

$110,000+

$26,889

The net cost of attending Five Towns College – the actual amount that students and their families are required to pay in a given year – varies depending on the candidate's annual family income. The net cost to be borne is typically higher for candidates whose family income is comparatively higher. Simply put, the family income of the candidate is a key factor in determining the net amount. At FTC, the average net price is estimated to be $20,465. Candidates whose annual family income is less than $30,000 will have to pay a net amount of $11,777. For the individuals whose income is somewhere between $30,001 and $48,000, the amount comes to $17,199. The amount stands at $22,317 for an annual income between $48,001 and $75,000, $25,759 for the $75,001-$110,000 income bracket, and $26,702 for a family income above $110,000.

Student Loans

Example Loans

$76,272

Stafford Loan Interest

4.5%

Time to Pay off Student Loan

10 years

Example monthly payment

$792

Total interest paid

$18,713

Sum of Loan Payments

$94,985

To have a realistic understanding of how much it will cost to study at Five Towns College here is an example one can consider to estimate the payment amounts one will incur with a student loan. Take a loan of $76,272 for example. This will result in a $9,498 payment to be made each year. We can assume that the interest rate is 4.5% post any refinancing or consolidation activities with a 10 years repayment plan. Then the total payment made towards the loan is $94,985 which is $18,713 in addition to the principal amount, which constitutes the interest payment made throughout the life of the loan.

Undergraduate Tuition and Fees

Student type	In-state	Out-State
Tuition & Fees	$21,280	$21,280
Room & Board Cost	$12,600	$12,600
Total Tuition & Fees	$33,880	$33,880

At Five Towns College, the tuition and fees for students who are pursuing undergraduate courses are estimated to be around $23,530 in a year. They would also be required to pay around $13,440 for their room and boarding expenses. Accordingly, the overall cost for undergraduate students at the college totals about $43,370 per year, based on the available data.

Graduate Tuition and Fees

	In-state	Out-State
Tuition	$16,500	$16,500
Fees	$500	$500

Moving on to the tuition and fees charged for students who wish to join postgraduate programs offered at FTC, the amount stands at $18,650 per year. This sum includes their graduate tuition of $18,150 and the graduation fees of $500 as well.

Cost Per Credit Hour

Degree	Year	Cost per Credit hour
Graduate	2018 - 2019	$690
Undergraduate	2018 - 2019	$950

The graduate and undergraduate courses have a varying cost per credit hour – which is the total program cost divided by the total number of credit hours of the program – that the student has to pay to attend FTC. As per the 2019-2020 fee structure, the cost per credit hour for graduate courses is $310 and for undergraduate courses, it stands at $181.

Campus Housing Expenses

Housing & other expenses	On Campus	Off Campus
Room & Board	$12,600	$15,400
Other Expense	$3,600	$6,800
Book & Supplies	$1,400	$1,400

As far as the housing and related charges at FTC are concerned, these expenses vary depending on whether the candidate chooses to live on-campus or off-campus. Students have to pay $17,380 per year for on-campus housing and $19,500 a year for off-campus lodging facilities. Besides, on-campus candidates will have to pay about $12,880 toward room and boarding charges. On the other hand, off-campus students will be required to pay an amount of $14,000. Coming to the books and supplies charges, the students will be required to pay an amount of $1,400. The other expenses that students should plan for come to around $4,500 for on-campus candidates and $5,500 for the candidates who live off-campus.

Campus Housing Expenses

Housing & Other Expenses

Room & Boards

On Campus

$12,600

Off Campus

$15,400

Housing & Other Expenses

Other Expenses

On Campus

$3,600

Off Campus

$6,800

Housing & Other Expenses

Book & Supplies

On Campus

$1,400

Off Campus

$1,400

Projected Price for a 4 year degree

As per official data, the current projected cost for a four-year bachelor's degree, along with the living expenses, at the college is estimated to be around $219,815. To note, the total expenses for undergraduate students stood at $20,465 for 2018-2019, $20,562 for 2017-2018, and $21,843 for 2016-2017.

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