OVERVIEWPROGRAMS AND TUITIONADMISSIONS FINANCIAL AID

Paul Smiths College Tuition and Fees

Located in Paul Smiths, New York, Paul Smiths College of Arts and Science is a private university. Across all the courses offered at Paul Smiths College of Arts and Science, the enrolment stands at 716. The school has a total of 59 academic staff. These faculty teach different courses to the students. At Paul Smiths College of Arts and Science, around 92% of the students are 24 and under. Talking about gender distribution at PSCAS, around 34% of the students are females and 66% are males. Joh

$28,420

Tuition

$45,792

Cost of Attendance

$26,343

Net Price

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Paul Smiths College Tuition and Fees

Paul Smiths College of Arts and Science is known for offering a wide range of undergraduate programs in a variety of streams, providing excellent training to students. Compared to the tuition fees charged at most institutions, the expense of education at PSCAS is quite moderate. The 2020 - 2021 official data shows that the estimated average cost for students pursuing undergraduate courses at Paul Smiths College of Arts and Science comes to around $29,313, which includes tuition and other expenses as well. The housing costs $14,280, books and supplies cost $1,000, while the other expenses add up to $2,500.

Total Cost of Attendance

Student type	In-state	Out-State
Tuition & Fees	$28,452	$28,452
Book & Supplies	$1,000	$1,000
Room & Board cost	$13,840	$13,840
Other Expenses	$2,500	$2,500
Total Cost of Attendance	$45,792	$45,792

Coming to the cost of attendance, students need to understand that the tuition fee is just a single aspect of the expenses that come under the overall cost of attending the university. They will be required to plan for various other expenses associated with the cost of attendance, including lodging, dining, textbooks, supplies, and the cost of living, among other things. What's more, at Paul Smiths College of Arts and Science, the total tuition and fees for the enrolled students come out to be around $29,313 in a year. In addition, the students will be needed to pay an average expense of $1,000 for books and supplies, $14,280 toward room and boarding, and $2,500 for different other expenses in a year. Therefore, the estimated cost of attendance for one year at PSCAS is around $47,093, as per the available information.

Average Net Price by Family Income

Net Price

$26,343

Family Income

Avg. Net Price

$0 to $30,000

$20,494

$30,001 to $48,000

$24,421

$48,001 to $75,000

$25,034

$75,001 to $110,000

$28,049

$110,000+

$33,272

The net cost of attending Paul Smiths College of Arts and Science – the actual amount that students and their families are required to pay in a given year – varies depending on the candidate's annual family income. The net cost to be borne is typically higher for candidates whose family income is comparatively higher. Simply put, the family income of the candidate is a key factor in determining the net amount. At PSCAS, the average net price is estimated to be $25,132. For students with a family income below $30,000, the estimated net price is $19,804, while for the individuals who fall in the $30,001-$48,000 income bracket, the net cost is $20,048. Meanwhile, the net price stands at $22,604 for the $48,001-$75,000 income bracket and at $25,015 for an income between $75,001 and $110,000. This amount adds up to $30,368 for students whose annual family income is more than $110,000.

Student Loans

Example Loans

$98,304

Stafford Loan Interest

4.5%

Time to Pay off Student Loan

10 years

Example monthly payment

$1,020

Total interest paid

$24,118

Sum of Loan Payments

$122,422

To have a realistic understanding of how much it will cost to study at Paul Smiths College here is an example one can consider to estimate the payment amounts one will incur with a student loan. Take a loan of $98,304 for example. This will result in a $12,242 payment to be made each year. We can assume that the interest rate is 4.5% post any refinancing or consolidation activities with a 10 years repayment plan. Then the total payment made towards the loan is $122,422 which is $24,118 in addition to the principal amount, which constitutes the interest payment made throughout the life of the loan.

Undergraduate Tuition and Fees

Student type	In-state	Out-State
Tuition & Fees	$28,452	$28,452
Room & Board Cost	$13,840	$13,840
Total Tuition & Fees	$42,292	$42,292

For students pursuing undergraduate courses at Paul Smiths College of Arts and Science, the tuition and fees are estimated to be $29,313 per year. They would also be required to pay around $14,280 for their room and boarding expenses. In view of this information, the estimated total cost for undergraduate students at PSCAS adds up to $47,093.

Cost Per Credit Hour

Degree	Year	Cost per Credit hour
Graduate	2018 - 2019	N/A
Undergraduate	2018 - 2019	$950

The graduate and undergraduate courses have a varying cost per credit hour – which is the total program cost divided by the total number of credit hours of the program – that the student has to pay to attend PSCAS. The cost per credit hour for the graduate courses at the college sits at $225. At present, Paul Smiths College of Arts and Science also offers various online programs to students across as many as 23 different majors.

Campus Housing Expenses

Housing & other expenses	On Campus	Off Campus
Room & Board	$13,840	$13,840
Other Expense	$2,500	$2,500
Book & Supplies	$1,000	$1,000

Now, coming to the lodging and related expenses at PSCAS, the actual amount to be paid remains the same irrespective of whether the candidate opts to live on-campus or off-campus. The housing facilities will cost students around $16,780 per year. Moreover, the candidates will have to pay about $14,280 a year toward room and boarding charges. On the other hand, the charges toward books and supplies come to around $1,000. Meanwhile, the other expenses that a student needs to plan for add up to $2,500.

Campus Housing Expenses

Housing & Other Expenses

Room & Boards

On Campus

$13,840

Off Campus

$13,840

Housing & Other Expenses

Other Expenses

On Campus

$2,500

Off Campus

$2,500

Housing & Other Expenses

Book & Supplies

On Campus

$1,000

Off Campus

$1,000

Projected Price for a 4 year degree

The current projected cost of attending a four-year graduate course, along with the living expenses, at Paul Smiths College of Arts and Science is around $236,746 as per official data. In comparison, the total expenses for undergraduate students stood at $25,132 for 2018-2019, $26,343 for 2017-2018, and $26,730 for 2016-2017.

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