$36,361

Tuition

$51,901

Cost of Attendance

$25,714

Net Price

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University of Saint Joseph (USJ) Tuition and Fees

University of Saint Joseph is a prominent educational institution known for offering a range of undergraduate, postgraduate, and doctoral programs in a wide assortment of streams, providing quality training to students. The tuition fees charged at USJ is quite moderate compared to the expense of education at most institutions. The average annual cost for students opting to pursue undergraduate programs at the university is estimated to be around $40,286, based on 2020 - 2021 official information. This amount includes the total tuition fees as well as other expenses. The housing costs $11,771, books and supplies cost $1,200, while the other expenses add up to $1,772.

Total Cost of Attendance

Student typeIn-stateOut-State
Tuition & Fees$38,173$38,173
Book & Supplies$1,000$1,000
Room & Board cost$11,428$11,428
Other Expenses$1,300$1,300
Total Cost of Attendance$51,901$51,901

As for the cost of attending the university, students should understand that the tuition forms only a portion of the expenses that are involved in the overall cost of attendance. There are several other expenses that are involved in the cost of attending the university, which primarily includes housing, dining, textbooks, supplies, and the cost of living. For students attending the university, the total tuition and fees for one year add up to about $40,286. In addition, the students will be needed to pay an average expense of $1,200 for books and supplies, $11,318 toward room and boarding, and $1,772 for different other expenses in a year. Therefore, the estimated cost of attendance for one year at USJ is around $54,576, as per the available information.

Average Net Price by Family Income

Net Price

$25,714

Family Income

Avg. Net Price

$0 to $30,000

$28,164

$30,001 to $48,000

$24,241

$48,001 to $75,000

$25,059

$75,001 to $110,000

NA

$110,000+

NA

The net price of attending University of Saint Joseph is nothing but the actual amount that the students are required to pay in a year. It depends upon the annual family income of the applicant. The net cost to be borne is typically higher for candidates whose family income is comparatively higher. Simply put, the family income of the candidate is a key factor in determining the net amount. At USJ, the average net price is estimated to be $21,602. Candidates whose annual family income is less than $30,000 will have to pay a net amount of $17,907. For the individuals whose income is somewhere between $30,001 and $48,000, the amount comes to $15,800. Meanwhile, the net price stands at $22,607 for the $48,001-$75,000 income bracket and at $23,186 for an income between $75,001 and $110,000. This amount adds up to $24,936 for students whose annual family income is more than $110,000.

Student Loans

Example Loans

$92,824

Stafford Loan Interest

4.5%

Time to Pay off Student Loan

10 years

Example monthly payment

$963

Total interest paid

$22,773

Sum of Loan Payments

$115,597

To have a realistic understanding of how much it will cost to study at University of Saint Joseph (USJ) here is an example one can consider to estimate the payment amounts one will incur with a student loan. Take a loan of $92,824 for example. This will result in a $11,560 payment to be made each year. We can assume that the interest rate is 4.5% post any refinancing or consolidation activities with a 10 years repayment plan. Then the total payment made towards the loan is $115,597 which is $22,773 in addition to the principal amount, which constitutes the interest payment made throughout the life of the loan.

Undergraduate Tuition and Fees

Student typeIn-stateOut-State
Tuition & Fees$38,173$38,173
Room & Board Cost$11,428$11,428
Total Tuition & Fees$49,601$49,601

At University of Saint Joseph, the tuition and fees for students who are pursuing undergraduate courses are estimated to be around $40,286 in a year. Moreover, the applicants must also pay an amount of $11,318 towards room and boarding charges. In this way, for one year, the total cost for undergraduate students comes to around $54,576.

Graduate Tuition and Fees

In-stateOut-State
Tuition$13,686$13,686
Fees$846$846

Now, coming to the tuition and fees charged for students seeking to pursue postgraduate courses at USJ, the amount totals around $15,084. Of this amount, $14,202 accounts for the graduate tuition and the remaining $882 for the graduation fees.

Cost Per Credit Hour

DegreeYearCost per Credit hour
Graduate2018 - 2019$766
Undergraduate2018 - 2019$903

The graduate and undergraduate courses have a varying cost per credit hour – which is the total program cost divided by the total number of credit hours of the program – that the student has to pay to attend USJ. As per the 2019-2020 fee structure, the cost per credit hour for graduate courses is $251 and for undergraduate courses, it stands at $309. University of Saint Joseph also offers a wide range of online programs across 41 different majors for students at present.

Campus Housing Expenses

Housing & other expensesOn CampusOff Campus
Room & Board$11,428$10,548
Other Expense$1,300$2,122
Book & Supplies$1,000$1,000

Moving on to the housing and related expenses at University of Saint Joseph, these charges depend upon whether the candidate decides to stay on-campus or off-campus. For on-campus housing, students have to pay $13,171 per year, whereas, the cost for off-campus lodging is $13,010 a year. The room and boarding charges for on-campus students come to around $11,771, while the off-campus candidates would need to pay $10,866. On the other hand, the charges toward books and supplies come to around $1,200. Meanwhile, the other expenses that one needs to plan for add up to $1,400 for on-campus students and $2,144 for off-campus students.

Campus Housing Expenses

Housing & Other Expenses

Room & Boards

On Campus

$11,428

Off Campus

$10,548

Housing & Other Expenses

Other Expenses

On Campus

$1,300

Off Campus

$2,122

Housing & Other Expenses

Book & Supplies

On Campus

$1,000

Off Campus

$1,000

Moving on to the housing and related expenses at University of Saint Joseph, these charges depend upon whether the candidate decides to stay on-campus or off-campus. For on-campus housing, students have to pay $13,171 per year, whereas, the cost for off-campus lodging is $13,010 a year. The room and boarding charges for on-campus students come to around $11,771, while the off-campus candidates would need to pay $10,866. On the other hand, the charges toward books and supplies come to around $1,200. Meanwhile, the other expenses that one needs to plan for add up to $1,400 for on-campus students and $2,144 for off-campus students.

Online Degree Programs, Tuition and Cost Per Credit Summary

Degree TypeTotal Average TuitionAverage Tuition Per Credit
Doctorate $26,715 $685
Masters $20,550 $685
Graduate Certificate NA $685

University of Saint Joseph (USJ) offers 10 online programs across 5 Majors.

Projected Price for a 4 year degree

The current projected cost of attending a four-year graduate course, along with the living expenses, at University of Saint Joseph is around $274,581 as per official data. Notably, the total expenses for undergraduate students amounted to $21,602 in 2018-2019, $25,714 in 2017-2018, and $25,226 in 2016-2017.

Explore Programs by Major

NursingHealth ScienceBiologyChemistryEnvironmental Science

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