About the Scholarship
This award is for North Carolina undergraduate students who are attending North Carolina colleges or universities. The student must demonstrate financial need by having a federally calculated Expected Family Contribution of $5,000 or less, as determined by the FAFSA. Application requirements for the North Carolina Education Lottery Scholarship (ELS) are:FAFSA
Eligibility Criteria
This award is for U.S. students. Must be a U.S. citizen. Must be a resident of North Carolina. Must be enrolled in an undergraduate degree program. Must be enrolled on at least a half-time basis. Must be enrolled at an eligible North Carolina postsecondary institution (UNC campuses, Community College Campuses, Independent College Campuses and certain other private colleges). Must demonstrate financial need.In order to qualify, students must meet the following criteria:Sign Up To View
| Minumum Credit Score | Apply in as little as | Variable APR | Fixed APR | ||
|---|---|---|---|---|---|
 | Not Available | 15 minutes or less | 2.95 | 4.74 | View disclosures |
 | 620 | 2 minutes | 5.38%-16.99%1 | 4.43%-16.99%1 | View disclosures |
 | Not Available | 15 minutes | 1.13% - 11.23%¹ (with autopay) | 3.50% - 12.60%¹ (with autopay) | View disclosures |
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